As part of the effort to provide housing to the population of Penang, the State Government has established the Affordable Housing Scheme also known as Rumah Mempu Milik. It is one of two types of housing schemes by the State Government, the other being the People's Housing Project. (For details, read Penang State Government's Housing Schemes) These are located mostly on Penang Island, with a few also at Penang Mainland. On this page, I try to show all the affordable housing projects that I have come across, and will add to this page from time to time.
Penang State Government's Affordable Housing Scheme (10 July 2015)
Requirements for Purchasing Affordable Housing in Penang
The term "affordable housing" is used in Penang to refer to residential properties valued at RM400,000 and below. As of August 2018, these are separated into six categories called Types A, B, C, D, E and F. The term "low-cost houses" is now re-branded as Affordable Housing Type A. "Low-medium-coast houses" is now called Affordable Housing Type B. The six types are based on ceiling price as follows:
Type A: Up to RM42,000
Type B: Up to RM72,500
Type C: Up to RM150,000
Type D: Up to RM200,000
Type E: Up to RM300,000
Type F: Up to RM400,000
In order to qualify for Affordable Housing, applicant must first register with the State Housing Department of the Penang State Government. There are three ways to do this.
Find an Affordable Housing project that you like, and fill up the PN1 Form at the Developer's office
Download the PN1 Form (Borang Permohonan Rumah Mampu Milik; https://erumah.penang.gov.my/app/panduan/Borang%20PN1.pdf) and submit it directly to the State Housing Department, at Komtar Level 3.
Instead of a paper copy, register online (https://erumah.penang.gov.my/) with the State Housing Department right here
Eligibility to Apply for Affordable Housing in Penang
As would be expected, the Penang State Government set various conditions for would-be applicant to the Affordable Housing scheme, as listed below:
Only eligible applicants are allowed to register for the scheme, upon meeting the following conditions:
Malaysian citizen
Aged 21 and above at time of application
Born in Penang or residing in Penang
Registered voter in Penang
Working in Penang
Type A Housing: total monthly income of applicant and spouse not exceeding RM2,500
Type B Housing: total monthly income of applicant and spouse not exceeding RM3,500
Type C (formerly C1) Housing: total monthly income of applicant and spouse not exceeding RM6,000
Type D (formerly C2) Housing: total monthly income of applicant and spouse not exceeding RM8,000
Type E (formerly C3) Housing: total monthly income of applicant and spouse not exceeding RM10,000
For Types A/B housing, applicant and spouse must not have owned a residential property in any state in Malaysia
For Types C, D and E, applicant and spouse owning residential property valued below the value of affordable unit are ELIGIBLE to apply.
Civil servants have to submit letter of support from department head.
Applicants from Talent and Skill Group have to submit letter of support from Invest Penang.
Documents to be submitted with the application are as follows:
Copy of identity card of applicant and spouse
Copy of marriage certificate
Widows and Divorcees to furnish Death Certificate or Divorce Certificate
A copy of CCRIS Report for applicant and spouse - refer to the nearest branch of Bank Negara Malaysia
SPR slip
If working in the public or private sector, include the following documents:
Employment Letter/Latest Salary Slip of Applicant and Spouse
Latest Employee Provident Fund Statement
Confirmation from EPF if not contributing
If running own business, include the following documents:
Latest certified statement of income for applicant and spouse
Company Registration Certificate/Business License
If self employed, include the following documents:
Latest certified statement of income for applicant and spouse
If unemployed, include the following documents:
Certified Declaration of Unemployment of applicant and spouse
Copy of OKU Identity Card for the disabled, if applicable to applicant or spouse
For permanent residents in Penang of at least 5 years, submit letter of support from employer.
Administration has to be notified of any address change.
Declaration letter has to be made in front of a Commissioner of Oath.
Application has to be updated every 3 years OR when there is a change in marital or employment status.
If you are seeking private guided tours of Penang, message Penang Tour Guides at penangtourguides@gmail.com and enquire with them.
Buy, rent or sell properties in Penang
Do you have a property for sale or to rent out? Are you looking to buy or rent a property? Get in touch with me. WhatsApp me (Timothy Tye) at 012 429 9844, and I will assign one of my property agents to serve you. I will choose the agent for you, according to your property needs. So when you message me, provide me some details of what you need, whether to sell, to buy, to rent or to rent out, and what type of property, is it condo, apartment, house, shop, office or land.
Adakah anda mempunyai hartanah untuk dijual atau disewakan? Adakah anda ingin membeli atau menyewa hartanah? Hubungi saya. WhatsApp saya (Timothy Tye) di 012 429 9844, dan saya akan menugaskan salah seorang ejen hartanah saya untuk berkhidmat kepada anda. Saya akan pilih ejen untuk anda, mengikut keperluan hartanah anda. Oleh itu, apabila anda menghantar mesej kepada saya, berikan saya beberapa butiran tentang apa yang anda perlukan, sama ada untuk menjual, untuk membeli, untuk disewakan atau untuk disewakan, dan jenis hartanah apakah itu kondo, pangsapuri, rumah, kedai, pejabat atau tanah.
Let me take you to explore and discover Penang through my series of walking tours on YouTube. You may use these videos as your virtual tour guide. At the beginning of each video, I provide the starting point coordinates which you may key into your GPS, Google Maps or Waze, to be navigated to where I start the walk, and use the video as your virtual tour guide.
Disclaimer
Please use the information on this page as guidance only. The author endeavours to update the information on this page from time to time, but regrets any inaccuracies if there be any.
Hello and thanks for reading this page. My name is Timothy and my hobby is in describing places so that I can share the information with the general public. My website has become the go to site for a lot of people including students, teachers, journalists, etc. whenever they seek information on places, particularly those in Malaysia and Singapore. I have been doing this since 5 January 2003, for over twenty years already. You can read about me at Discover Timothy. By now I have compiled information on thousands of places, mostly in Peninsular Malaysia and Singapore, and I continue to add more almost every day. My goal is to describe every street in every town in Malaysia and Singapore.